Morinda Bioactives Review – Don’t Join Until You Read This

Morinda Bioactives ~ A 3rd Party Review

Morinda Bioactives: Is it a scam?

Let’s find out if Morinda Bioactives is right for you. I give you the info. YOU make the decision.

I am going to guess that you are reading this Morinda Bioactives review because you are considering getting involved with company but you just want to find out more about them first.  Well, you’re in luck because I wrote this review for you!  My intentions with this article is to give you a closer look at the company, their products, and their business opportunity so you can make an informed decision as to whether or not this company is right for you.

I would also like to point out that I am not associated with Morinda Bioactives in any way so rest assured you are reading an honest, third party review of the company.

Morinda Bioactives – The Company

Getting to know more about the company’s history and leadership is the best place to start when researching any network marketing company, so let’s begin there…  Morinda Bioactives is currently located in Provo, Utah, and the company is currently being led by President & CEO Kelly Asay.

The company has actually been around for over 16 years now, but they used to operate under the name Tahitian Noni International.  Don’t worry, the company was not bought out or anything like that.  At the begining of this year they just changed there name to incorporate the true meaning of the company.

One thing I thought was pretty cool is that they have a Do Something Good program where they give back to the islands and the people of Tahiti.  They do these by donating to help with student scholarships, textbooks, and improving life an orphanages.

Morinda Bioactives – The Products

Morinda offers several beverage and supplement products and they are all created based on the noni plant, which is found just outside of Tahiti.  Tahitians have been known to use noni for it’s health benefits for a very long time.  Let’s take a quick peek at their products:

Tahitian Noni Juice – Helps strengthen and balance your body

Thrive Adaptogenics – Helps you fight off serious health concerns

Fit – This is a fat loss and exercise program that will help you achieve your ideal body composition.

Defy Biotopical Age Intervention – Helps address the root causes of aging skin

Shield Biomedicals – This is a line of home health products

For the past 16+ years they have been known for their high quality, results driven products.  Throughout my review I didn’t find anything negative about any of their products.

Morinda Bioactives – The Business Opportunity

The cost to get started with Morinda is pretty low, at $35 with a monthly autoship.  As a distributor, there are many different ways to generate an income.  The two basic ways are by selling the products themselves at a 20% commission and by recruiting new distributors into the company.

This will allow you to earn immediate income all while building a long term residual income.  You will also have the ability to qualify for different bonuses which are based on your personal sales volume, your teams sales volume, and your overall productivity with the company.

My Final Thoughts – Can You Succeed?

At this point, I can say with 100% certainty that Morinda Bioactives is a very solid, legitimate company with high quality products.  However, just those things alone will not make you successful, or any money.  That is going to depend on YOU and your ability to generate leads and sponsor new distributors into your team.

Without a steady lead flow for your business, you pretty much have no business.  The most effective way to market and generate leads for your business is to use an online marketing system.  The truth is, everyone is online now a days.  And if you don’t learn how to leverage the power of the Internet to build your business, you are going to get left behind.

If you can leverage an effective online marketing system to build your business, I am confident that you will have a successful and highly profitable Morinda Bioactives business in no time.

>> Click Here To Learn More About The Online Marketing & Lead Generation System I Personally Use And Recommend <<

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Ethan The Marketing Pro

Morinda Bioactives Review

Grace Adele Review

Grace Adele 3rd Party Review

Grace Adele just launched on August 1, 2012

Part of the Scentsy family of brands, Grace Adele is the latest addition.

Grace Adele‘s product line is a complete line of handbags, clutches (I had to look up the word “clutches” because I had no clue what that was  jewelry, scarves, and other accessories, organized by color and designed to work together.

One unique part of these products is that you can also request certain designs and color schemes from a menus of choices. Not only are the scarves, clutches, etc. colored and designed to look good together, but the bags have pockets that makes it easy and orderly to put your accompanying items in the bag.

I am certainly no expert in women’s fashion but from the pictures of Grace Adele‘s products on the Internet, they look very stylish and I hear the quality is quite good.

Apparently the pricing of Grace Adele‘s bags and other products are all quite reasonable. Bags start at $80 and the other products are not over priced. You can also buy bundles or sets for a good price.

Like Scentsy, there is a heavy emphasis in face to face marketing, especially hosting parties where you display the products and introduce them to your family and friends.

The cost to become a distributor for Grace Adele is $199, which is not high at all because you receive the business opportunity, marketing material and some product.

Grace Adele claims to have a very good compensation plan. Investigating compensation plans is an involved task that would require an entire article so I will just highlight some of the key features:

You can make up to 30% commission on your personal sales You can also earn Free and Half-Price Price Grace Adele products that you can sell for full price, earning 50%-100% profit on those items. As you begin to build your Scentsy Family team, you can earn bonuses on your own sales and on your team’s sales.

Selling through parties is a great way to find customers for the products and you can make some decent money that way. However , like all network marketing businesses you need business builders on your team if you want to earn a high long term residual income.

Look around you, how many people do you know that you are confident will be strong builders?

To build a large network marketing operation you need at least 3-5 serious builders or more. The best way to find those business builders is via FaceBook. Most people however are completely failing on FaceBook. They are not building any business, in fact, they are going backwards and annoying people.

Why is that?

Most people just do not understand how to market on FaceBook properly.

I know, as I was one of them. I literally wasted over a year and a lot of time and some money marketing on FaceBook completely wrong.

Fast forward to now and I am crushing it on FaceBook! FaceBook is my #1 source of leads and the quality of the leads is incredibly high!

What changed?

I took this course, click HERE now.

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Half of Americans die with almost no money

By Andrea Coombes

SAN FRANCISCO (MarketWatch)—Almost half of U.S. retirees die with savings of $10,000 or less, but that grim finding doesn’t fully describe the variability and uncertainty that characterize retirement in America, according to a recent study.

While some retirees struggle profoundly, living at or below the poverty line, others enjoy wealth and health—in fact, the two are strongly linked—while still others have little in savings but enjoy a decent income, according to the report, based on a survey that tracked retirees from 1993 through 2008.

While 46% of retirees have just $10,000 in savings when they die, “That doesn’t mean their standard of living is very low—they might have a relatively generous pension plan, most of them will have Social Security,” said James Poterba, professor of economics at M.I.T., president of the National Bureau of Economic Research, and a co-author of the study.

But the findings “suggest something about the financial resiliency of these households,” Poterba added. “They may not have much capacity to absorb a shock, such as an out-of-pocket medical expenditure. They don’t have very much in the way of liquid assets they can access.” Read the study here.

When net worth is measured—including savings, home equity, the value of Social Security and pension benefits, and more—retirees’ financial picture around the time of death looks less bleak. Single people had average assets of about $142,000, those whose spouse had died previously had average assets of $253,000, and couples where the surveyed retiree had died but the other spouse was still living had average assets of $692,000, according to the study.

“You can’t generalize that the elderly are not doing very well financially or that the elderly are doing fine. There is a lot of variation within the group,” Poterba said. “There is a clear group of households that have relatively low income and also have low financial assets. At the other end is a group that has financial assets that are more than sufficient to accommodate any shocks.”

Policy makers and financial advisers, take note. “One-size-fits-all solutions are unlikely to really capture the flavor of what’s here,” Poterba said.

Incomes in flux

Another worrisome finding: The degree to which some retirees face a steep drop in income. While single people and married couples saw their retirement income remain fairly steady, on average, that was not the case for retirees whose spouse had died.

Their income dropped almost 75% between 1993 and the last year of being surveyed. The study doesn’t explain why that happens, though Poterba hazarded a guess that it might be related to a drop in pension benefits when the first spouse dies.

Get married

If you want the best retirement outcome possible, get rich. If that fails, consider getting married, staying married—and doing your best to die before your spouse does. That last is not entirely serious, but the general take-away is that being married pays off in retirement.

For example, remember that 46% of retirees who have just $10,000 in savings when they die? That jumps to 57% for people who are single throughout the course of the survey.

Married couples are likelier to have home equity, too. Overall, in the last year before death, 57% of single-person households and 50% of surviving spouses had no housing wealth when they died. But retirees who died before their spouse did? Just 20% lacked home equity, the study said.

“The group who does the best in terms of average level of financial assets are those who are married when we first see them, remain married when the first person dies, and we’re looking at the first spouse to die. They tend to have higher income levels,” Poterba said. “Single individuals on average have lower levels of retirement income as well as lower financial assets.”

But perhaps the study’s most striking finding was a “strong and consistent” relationship between wealth and survival. If you’re rich, you’re much likelier to live longer.

“The relationship between wealth when first observed and subsequent mortality is striking,” the study said.

What are YOU doing about it? Look at what I’m doing…

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Andrea Coombes is a personal-finance writer and editor in San Francisco. She’s on Twitter @andreacoombes.

Link: http://www.marketwatch.com/story/half-of-americans-die-with-almost-no-money-2012-08-29